About T’sheena Norris

T’sheena built her first career around physical restoration, working for approximately 16 years as a licensed massage therapist and solo business owner, and today she brings that same focus on helping people into financial services. The physical demands of massage therapy eventually began taking a toll on her body, and burnout led her to think seriously about the next stage of her career and the kind of impact she wanted to create. That transition led her into financial services.

As she explains, “Money affects nearly every person, family, and area of life,” and financial wellness became a way for her to expand how she helps people.

Today, T’sheena works with individuals and families by asking questions, examining the larger picture, and understanding the concern underneath a financial request before offering a recommendation. She focuses on helping people understand what they have, what may have been overlooked, and how the pieces of their financial lives connect. She also believes financial information should be explained clearly enough for people without a financial background to understand it.

Her approach is to put understanding before a product or transaction, giving clients room to ask questions and make informed decisions about their financial lives.

T’sheena built her first career around physical restoration, working for approximately 16 years as a licensed massage therapist and solo business owner, and today she brings that same focus on helping people into financial services. The physical demands of massage therapy eventually began taking a toll on her body, and burnout led her to think seriously about the next stage of her career and the kind of impact she wanted to create. That transition led her into financial services.

As she explains, “Money affects nearly every person, family, and area of life,” and financial wellness became a way for her to expand how she helps people.

Today, T’sheena works with individuals and families by asking questions, examining the larger picture, and understanding the concern underneath a financial request before offering a recommendation. She focuses on helping people understand what they have, what may have been overlooked, and how the pieces of their financial lives connect. She also believes financial information should be explained clearly enough for people without a financial background to understand it.

Her approach is to put understanding before a product or transaction, giving clients room to ask questions and make informed decisions about their financial lives.

The

ERFT Philosophy

01

Eliminate Risk

Today, T’sheena works with individuals and families by asking questions, examining the larger picture, and understanding the concern underneath a financial request before offering a recommendation. She focuses on helping people understand what they have, what may have been overlooked, and how the pieces of their financial lives connect. She also believes financial information should be explained clearly enough for people without a financial background to understand it.

02

Eliminate Fees

Structures without the annual drag that comes out whether the account grows that year or not. A percentage taken every year is taken from a larger balance every year, which is why a number that looks small on a statement isn’t small across three decades.

03

Eliminate Taxes

Growth and access arranged so a future tax rate doesn’t decide what you keep. A tax-deferred account moves the bill rather than reducing it, and the rate that applies is the one in force when you withdraw, not the one you avoided when you contributed.

01

Eliminate Risk

Today, T’sheena works with individuals and families by asking questions, examining the larger picture, and understanding the concern underneath a financial request before offering a recommendation. She focuses on helping people understand what they have, what may have been overlooked, and how the pieces of their financial lives connect. She also believes financial information should be explained clearly enough for people without a financial background to understand it.

02

Eliminate Fees

Structures without the annual drag that comes out whether the account grows that year or not. A percentage taken every year is taken from a larger balance every year, which is why a number that looks small on a statement isn’t small across three decades.

03

Eliminate Taxes

Growth and access arranged so a future tax rate doesn’t decide what you keep. A tax-deferred account moves the bill rather than reducing it, and the rate that applies is the one in force when you withdraw, not the one you avoided when you contributed.

The

ERFT Philosophy

01

Eliminate Risk

Today, T’sheena works with individuals and families by asking questions, examining the larger picture, and understanding the concern underneath a financial request before offering a recommendation. She focuses on helping people understand what they have, what may have been overlooked, and how the pieces of their financial lives connect. She also believes financial information should be explained clearly enough for people without a financial background to understand it.

02

Eliminate Fees

Structures without the annual drag that comes out whether the account grows that year or not. A percentage taken every year is taken from a larger balance every year, which is why a number that looks small on a statement isn’t small across three decades.

03

Eliminate Taxes

Growth and access arranged so a future tax rate doesn’t decide what you keep. A tax-deferred account moves the bill rather than reducing it, and the rate that applies is the one in force when you withdraw, not the one you avoided when you contributed.